Goldco Review

Are you looking for a safe and secure way to invest your retirement funds?

Gold and Precious Metal IRAs are the perfect solution. They offer diversification of your portfolio, protection from inflation, and peace of mind that your money is protected in case of market downturns.

You can rest easy knowing that with a Gold IRA you have an investment strategy that will grow over time without any risk to principal or volatility. It’s never been easier to start investing in gold than it is today!

If you are looking for stability in your portfolio, Goldco precious metals IRA is an excellent option! Goldco specializes in identifying which precious metals are right for your account.

What is Goldco?

Goldco Precious Metals or Goldco, is a gold IRA company founded in 2006. Goldco is the largest provider of gold, silver and platinum IRAs in the United States. They pride themselves on providing outstanding customer service to their customers with competitive prices for all investments.

The company has helped thousands of customers diversify, protect and grow their wealth with physical precious metals like gold, silver and platinum. Goldco offers a wide variety of IRA options for their customers with some of the lowest prices in the precious metals industry.

Goldco was founded by Trevor Gerszt and is headquarted in Woodland Hills, CA.

Goldco has some high-profile accolades that highlight their record of success, including being named third-fastest growing financial services company in America by Inc. Magazine and the 17th fastest growing company in the greater Los Angeles Area by Los Angeles Business Journal

Goldco focuses on making sure your retirement account is protected from stock market volatility and inflation with the use of precious metals.

Why Partner with Goldco?

Here are some benefits of investing with Goldco:

• Financial Stability
• Easy Rollover from 401k to Gold IRA
• Tax Advantages
• Account Diversification
• Wealth Appreciation
• Investment Consulting to help with purchasing decisions

Goldco Gold IRA Features

Over the past several years, Goldco gold IRA has been popular and the preferred choice for gold and silver IRA investments because of the following features:

• A+ Better Business Bureau (BBB) Rating
• Zero BBB Complaints in the past 3 Years
• AAA Business Consumer Alliance (BCA) Rating based on high-quality service, ethical business practices and strong consumer feedback
• Zero BCA Complaints in the past 3 Years
• 4.9/5 Trustpilot Rating

Goldco guarantees the security of its retirement accounts by rolling over their existing 401(k), 403(b) or SEP to a Gold and Silver IRA. One of the main advantages of partnering with Goldco is their excellent customer-friendly support and service. Goldco has a proven track record of transparency and accountability, which makes it an excellent choice for your IRA. Goldco also offers educational content for its clients on its website so that they can make more informed decisions and be better invested.

Goldco offers a variety of delivery options for your investments, which lets you match your logistics needs. Goldco always sends packages in safe, discreet, unmarked packaging in order to ensure discretion. For the best logistics, Goldco utilizes various companies to work with in order to match customer needs. They include the precious metals broker, the IRA financial institution/custodian and storage facilities placed by IRS regulations.

Goldco also provides complete insurance coverage for your investment, covering the purchase price and any loss or theft of bullion. Goldco supports their customers with the best customer service in the industry and delivers orders as soon as payment is made.

Products and Services

Gold Products

Gold Australia Saltwater Crocodile: The Gold Australia Saltwater Croc comes from the Perth Mint. This gold product is commonly sought after by collectors and investors.

• Good Alternative to US Dollar
• Suitable for Precious Metals IRA Inclusion
• 99.99% Pure Gold in 1/4 ounce size

Lunar Dog British Gold Coin: This product ranked fifth on a list of the most in-demand golds. It is one of many acceptable assets that can be added to an IRA gold account.

• Devised to .9999 Gold Purity
• Gold Bullion standard as delivered by the Royal Mint
• Suitable for Precious Metals IRA Inclusion

Silver Products

Silver Australian Saltwater Croc: This silver product is also produced by The Perth Mint in Australia. The Silver Australian Saltwater Croc is a popular silver product among investors and collectors.

• Good Alternative to US Dollar
• Suitable for Precious Metals IRA Inclusion
• 99.99% Pure Gold in 1/4 ounce size

Canadian Silver Lucky Dragon Coin: The Mint of Canada produces this silver product. Many collectors and investors collectors seek this product all over the world, as well.

• Good Alternative to US Dollar
• Suitable for Precious Metals IRA Inclusion
• .9999 Pure Silver (One Ounce)

Goldco Fees and Pricing Information

One-time Fees

• IRA Setup Fee: $50
• Wire Fee: $30

Annual Fees

• Storage Fee: $100 for non-segregated / $150 for segregated
• Maintenance Fee: $80

For the Gold IRA accounts, Goldco regularly offers promotions. Goldco provides a one-year fee waiver for investing at least $50,000 in its Gold IRA investment account.. You will also get 5% worth back in free metals. This could be a great deal for you, especially if your investment exceeds the amount that was stated.

Goldco Storage Options

Following are the Goldco’s storage-service providers:

• DDSC – $100 for non-segregated storage
• Brink’s Salt Lake City – $100 for non-segregated storage
• IDS Texas – $150 for segregated storage

These Goldco storage providers have very secure state-of-the-art vaults and devices to protect your investment. IRS requires you to store gold coins, certificates, and bullion connected to an IRA account at a licensed depository or authorized warehouse in the United States. The facilities are equipped with advanced security systems and appropriate insurance.

Goldco Investment Minimums

Here’s a quick glance at the investing minimums with Goldco:

• Precious-Metals IRAs – $25,000
• Non-IRA Transactions – $3,500

Self-Directed IRA Services

401k to Gold IRA Rollover

Nowadays, it is easy to establish individual retirement accounts and reap the same tax benefits a traditional retirement plan provides. Goldco offers a variety of self-directed IRAs, which means that you have total control over your money or investment choices.

It is possible for Americans to contribute funds to retirement accounts, without being penalized or incurring taxes, by making a 401(k) rollover. Many retirees and other investors are considering an IRA gold rollover to avoid the market volatility of recent years.

The Gold IRA Rollover protects your investments with three significant benefits:

• It’s safe from currency devaluation
• Protection from the impact of inflation.
• Your retirement funds are safe from the takeover of a government

Self-Directed Silver IRA

A Self-Directed Silver IRA is a unique retirement account that allows the investor to invest in silver or other precious metals of their choice. You may choose from coins, bullion and jewelry as long as they are at least .999 pure. Goldco is on the verge of a very significant silver bull market that could aid investors looking for opportunities in precious metals. For this reason, investing in Goldco’s silver IRAs guarantees the safety and transparency you need. A silver IRA is an excellent choice for most people as it allows you to save before your retirement, while also marginally increasing the amount of money that will ultimately be available when you retire.

 Self-Directed Gold IRA

A self-directed gold IRA allows you to accumulate gains that are tax-free. Goldco offers a self-directed gold retirement account that provides IRA owners with all the benefits of owning actual gold while still maintaining privacy and tax advantages.

Additionally, you can also fund your gold IRA with your current IRA holdings or a 401(k) that is no longer being used without any tax consequences.

Who is Goldco Best For?

Goldco is a best choice for several types of investors including:

• Those who want to own physical investments: The primary benefit to buying precious metals is the long-term stability. If you’re looking for an item in your portfolio that’s always in style, precious metals may be a good choice.
• Those who want to protect their savings from stock market volatility: If the stock market makes you nervous, minimizing your risk is as easy as investing in precious metals like gold and silver which tend to grow even when traditional securities fall. Gold and silver can help you ride out the negative market cycle until it starts to swing back up
• People who are going to retire soon and want to avoid financial crisis: Do you want to live a comfortable retirement lifestyle if there’s another financial crisis like the one in 2008? If you’re retired or nearing retirement, having some precious metals can help provide stability during difficult times.

What do Customers Say About Goldco?

Goldco’s customer reviews are astounding and a contributing factor to the company’s tremendous success.

Goldco has nearly 500 reviews on TrustPilot. It is rated with a 4.9 out of 5-star rating.”

Goldco has earned an A+ rating from the Better Business Bureau and five-star customer reviews.

Whether you search TrustLink or browse the Goldco website, you will see that they have more than 240 reviews with a rating of 5 stars almost everywhere.

Below screenshot shows some of the recent reviews for Goldco

One thing is very clear, Goldco customers are very happy with the company especially wiht IRA specialists.

Many reviews have mentioned Goldco team members by name saying that they are very helpful and knowledgeable.

If you have any questions, Goldco’s knowledgeable staff will be happy to answer them.

Goldco customers love the personal attention they get from the IRA Specialist who works directly with their old IRA custodian to process the rollover of funds.

Goldco will help you not only establish an account, but also exchange paper-backed assets for physical ones.

Many customers are full of praise for the Goldco staff, who they say make the process “absolutely seamless and very pleasant.”

Some reviews say that they are “easy to reach over the phone” and always answer every question in detail.

Goldco Gold IRA Company is easy to understand, reliable, offers unparalleled customer support and service and its one reason why customers take pride in being a part of the Goldco family.

What Makes Goldco Unique?

Goldco offers a lot of benefits to investors that make it one of the top choices for many people. Here are 7 reasons you won’t regret investing with Goldco.

Special Offers For New Customers

Goldco has a couple of offers for new customers:

• The first year is free when you open an account with at least $50,000.
• The company offers up to 5% back in free metals when you place a qualified order of more than $50,000.

It means that if you open an account with $50,000 or more, you could end up saving $320 in fees and also receive $2,500 worth of free metals.

White-Glove Customer Service

Phenomenal customer service is the number one priority of Goldco. Goldco has a 100% satisfaction guarantee because they know that their customers deserve the best.

Whether you’re opening up an IRA or making a purchase of metals, Goldco goes above and beyond the norm to make sure that each customer is 100% satisfied.

Their customer support team ensures all problems are fixed immediately. They never push sales on you and are committed to keeping your costs as low as possible with their low-cost model.

Low Fees

The low-cost model of Goldco means that there are no hidden fees. You know exactly what you’re paying for when purchasing from them.

The fee for a Gold or Precious Metals IRA is $260 your first year, then $185 every year afterward.

Goldco charges $0 in fees for non-IRA transactions, making this company stand out from its competitors.

IRA and 401(k) Rollovers

If you currently have a retirement plan, Goldco can help you roll it over into a Gold IRA. The process is fairly quick and simple:

1. Open a new Goldco Precious Metals IRA
2. Goldco’s IRA specialist helps you fund your account with your old IRA
3. Once the funds are transferred, your Goldco IRA specialist will help you choose the precious metals that are appropriate for your goals and address all of the associated risks.

The IRA Specialist will guide you through every step of the rollover process, which typically takes about 10 working days. 

Buyback Program

Planning to sell your precious metals? Goldco will readily buy them back from you. This is favorable for investors because it allows them to sell their assets any time and receive a higher price, without incurring penalties or a tax liability.

In-depth Educational Resources

Goldco’s website has extensive education materials, which aims to keep investors well informed about the precious metals market and how it relates to their investments. Their detailed blog section covers variety of topics including Gold and Inflation: Lessons From History, Reasons to Continue Trusting in Gold, Investing in Gold? Examine Your Options and more.

They also offer live price trackers for gold, silver, platinum, and palladium on its website.

And as mentioned earlier, Goldco also has an incredibly helpful and attentive customer service team, so any questions you might have can be quickly answered.

Sophisticated Storage Options

As per the IRS regulations, individuals must store their precious metals with an approved third party depository.

Goldco uses the best storage providers in the industry. Each one of them keeps your valuable holdings safe and secure with state-of-the art technology.

By default, Goldco stores precious metals at the renowned Delaware depository. All of your gold is handled with state-of-the-art security systems and Class 3 vaults.

However, you can request to move your metals elsewhere if desired.

Pros and Cons

Pros

• Low fees compared with other similar providers
• Free storage for any non-IRA precious metals
• Special discounts for new customers
• Phenomenal customer service and support
• Positive customer ratings and reviews
• A+ BBB rating

Cons

• IRA minimum deposits: $25,000
• Goldco does not offer Platinum or Palladium when investing in a Precious Metals IRA.
• Can’t setup an account online

How to Get Started and Invest with Goldco?

Here’s a brief overview of the entire Goldco process—from initial contact to IRA Rollover Completion

Step 1: Call Goldco’s customer support representative at 855-465-3472 to get started with the account setup process. 

Step 2: When you decide to move forward with Goldco, the customer support representative will transfer you to an IRA Specialist.

Step 3: During the second phone call, your IRA Specialist will gather all your information and complete your application, establish your account and transfer the funds.

Step 4: Once the funds are added into your account, you will speak with an account executive who will walk you through your investment options and help you choose precious metals to put in your IRA.

It’s that simple!

If Goldco can provide your metals, they will transfer them to your chosen depository within a few business days. If not in stock, they’ll show up in three to four weeks.

Would you like to talk now? Call 855-465-3472 and connect with a Goldco customer support representative.

Contact Goldco Customer Service

If you have any difficulty or queries during the investment account setup process, there are multiple ways you can get in touch with Goldco’s customer service team:

• Live chat: You can chat live right from Goldco’s website
• Phone: Call 855-465-3472 Monday through Thursday from 8 a.m. to 5 p.m. PT and Fridays from 7 a.m. to 4 p.m. PT. 
• Email: Send an email to info@goldco.com

The team can help with a wide range of topics, including questions about shopping for gold and silver coins, adding or removing assets from the account, returning items to Goldco – or just checking in on your portfolio.

Should You Invest with Goldco?

If you’re looking forward to invest in precious metals (through an IRA or a direct purchase), Goldco may prove to be a good fit for you.

Goldco is customer-centric and focuses on fulfilling its investors’ needs. It has strong customer support, an easy account setup process, low fees and educational resources for its clients.

One of the best things about Goldco is its service coverage. They provide IRA investors with a specialist to take care of all their rollover needs, and they offer non-investors an account executive in case you have any questions or issues when receiving your precious metals.

Goldco is the answer for anyone who wants to beef up their retirement savings with precious metals or buy them directly. Goldco offers a range of investment opportunities that will meet your needs and provide you peace of mind.

FAQs

Is Goldco a reputable company?

Goldco is a reputable company that provides excellent customer service and products. Goldco has an average of 5 stars on ConsumerAffairs with 142 reviews, as well as an A+ rating from the BBB.

Who is Trevor Gerszt?

Trevor Gerszt is the Founder and CEO of Goldco, a precious metals dealer in Los Angeles specializing in wealth protection. Offering investors both physical bullion as well as IRA accounts for retirement savings, Goldco has been named number one gold IRA provider by Inc magazine-a ranking they’ve maintained for many years among their many accolades.

What is gold IRA investment?

A Gold Individual Retirement Account (IRA) allows people to invest in physical gold and other precious metals. A higher annual fee may be charged for maintaining this type of retirement account, but the owner will have greater control over how they want their assets invested than with traditional or Roth IRAs that are only stocks, bonds, and mutual funds-based investments.

Can I buy physical gold in my IRA?

You can buy coins, bullion, and other precious metals with a self-directed IRA or 401(k).

Can I store my gold IRA at home?

You can’t just keep it in your house. Gold and other bullion are “collectibles” under the IRS code, meaning that you would need a depository or bank to store them for you according to what the law says.

What type of metals should I have with my Gold IRA?

The type of metals you should have in your Gold IRA is dependent on many factors, such as the amount of money that will be put into it and how frequently withdrawals are made. Gold IRAs can contain platinum or palladium to provide more diversity for investors who wish to make high-risk investments.

When would I be qualified for the Gold IRA distributions?

At 59 years old, you are eligible to receive distributions from your Gold IRA account without incurring penalties. This is especially helpful if your retirement funds have not grown as much or at all in the past few decades and you need a smaller income than what was originally planned for.

Why would I need a custodian to handle precious metals in my IRA?

The IRS requires the custodian of an individual retirement account (IRA) – whether it be for stocks or cash – to manage and track assets held by that fund on behalf of its owner.

How long will it take to rollover my IRA to the Gold IRA?

You can do so in just two weeks. However, each application is different and time varies from case-to-case.

Are there any other provisions/penalties for moving my IRA or 401(k) to a Gold IRA?

The Gold IRA is a great way to protect your retirement funds from market fluctuations. Unlike other IRAs, the tax-free rollover of an existing 401(k) or Individual Retirement Account (IRA) into one will not cost you money nor penalize you with taxes if done correctly and in time.